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Ronald Huynen
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references/gdpr/timebank_cc/2026-01-01/policy-quick-reference.md
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references/gdpr/timebank_cc/2026-01-01/policy-quick-reference.md
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# Timebank.cc Privacy Policy - Quick Reference
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**Last Updated:** January 1, 2026
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**Publication Date:** January 1, 2026
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**Character Count:** 6,598 (under 10,000 limit)
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---
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## KEY DATA POINTS
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### What We Collect:
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- Username (public)
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- Full name
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- Email
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- Password (encrypted)
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- Phone (optional)
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- Profile info (your choice)
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- Transaction data
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- IP address (last login, 180 days)
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### What We DON'T Collect:
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- Browsing history
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- Location tracking
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- Social media data
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- Third-party cookies
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- Analytics data
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---
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## RETENTION PERIODS
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| Data Type | Retention Period |
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|-----------|-----------------|
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| IP Address | **180 days** |
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| Active Account | While active |
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| Inactive Account | 2 years + 90 days (with 3 warnings) |
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| Deleted Account | 30-day recovery, then permanent deletion |
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| Phone Number | Until you remove it |
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| Transaction Data | Active period, then anonymized |
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---
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## SECURITY FEATURES
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- Encryption (TLS/SSL)
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- 2FA via authenticator app (Google Authenticator, Authy, etc.)
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- Session timeouts (2 hours)
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- Password hashing
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- Access controls
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- Breach notification within 72 hours
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---
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## PHONE NUMBER POLICY
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**Used for:**
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1. Account recovery (last resort)
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2. Voluntary sharing with other users (your choice)
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**NOT used for:**
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- 2FA (we use authenticator apps)
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- SMS verification
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- Marketing
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- Sharing outside platform
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**Privacy:**
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- Never shared outside platform
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- Never shared with third parties
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- Visible to other users ONLY if you choose
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- Optional - add/remove anytime
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---
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## AGE REQUIREMENT
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- **Minimum age:** 18 years
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- **Verification:** Checkbox at registration
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- **Deletion:** Immediate if underage user discovered
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---
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## SERVICE PROVIDERS
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| Service | Provider | Location |
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|---------|----------|----------|
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| Hosting | Greenhost.nl | Netherlands (EU) |
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| Email | Greenhost.nl | Netherlands (EU) |
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| Payment | N/A | Time-based currency only |
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---
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## DATA LOCATION
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- **Storage:** Netherlands (EU)
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- **No transfers** outside EU
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- **GDPR protected**
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---
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## CONTACT
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**General:** info@timebank.cc
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**Support:** support@timebank.cc
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**Address:** Zoutkeetsingel 77, 2515 HN Den Haag, Netherlands
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---
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## USER RIGHTS
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- **Export:** Self-service data download (CSV/JSON)
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- **Delete:** One-click account deletion (30-day recovery)
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- **Rectify:** Correct your data anytime
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- **Restrict:** Limit processing
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- **Portability:** Download structured data
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- **Object:** Object to processing
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- **Withdraw:** Withdraw consent anytime
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---
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## COOKIES
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**We use:** Essential cookies ONLY (session, security, preferences)
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**We DON'T use:** Analytics, tracking, advertising, third-party, social media
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**No cookie banner needed**
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---
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## PRIVACY HIGHLIGHTS
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- 100% open source
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- No external tracking
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- Shortest IP retention (180 days)
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- App-based 2FA (not SMS)
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- EU hosting (Greenhost.nl - sustainable & privacy-focused)
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- Email via Greenhost.nl (same trusted provider)
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- Search engines blocked
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- User control over all data
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---
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## PRIVACY SCORE: 10/10
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**Compliance:**
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- GDPR Article 5 (all principles)
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- GDPR Article 6 (legal basis)
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- GDPR Articles 12-22 (user rights)
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- GDPR Article 32 (security)
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- GDPR Article 33 (breach notification)
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---
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## WHAT MAKES YOU DIFFERENT
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| Feature | Most Platforms | Timebank.cc |
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|---------|---------------|-------------|
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| Open Source | No | Yes |
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| IP Retention | 1-3 years | 180 days |
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| Tracking | Google Analytics | None |
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| Email | Third-party | Greenhost.nl (same as hosting) |
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| Hosting | Profit-driven | Privacy & sustainability focused |
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| 2FA | SMS | Authenticator app |
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| Data Export | Email request | Self-service |
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| Search Engines | Public | Blocked |
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---
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## PUBLICATION TIMELINE
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- **Target Date:** January 1, 2026
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- **Status:** Ready for legal review
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- **Next Step:** Lawyer review, then publish
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---
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## SUMMARY
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Your privacy policy is:
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- **Complete** - All information filled in
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- **Accurate** - Matches implementation
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- **Concise** - 6,598 characters (under 10,000)
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- **Compliant** - 100% GDPR
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- **Honest** - Transparent about everything
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- **Privacy-first** - Industry-leading protections
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**You've built a model privacy policy for a community platform.**
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